Dream of home ownership comes true for Cassville family

Wednesday, April 11, 2018
A year after first applying for a home to call her own, Cassville resident Shawna Kraft is settling into her new house after putting in about 300 hours of what Habitat for Humanity refers to as sweat equity, helping every step of the way throughout the process of building the home. Julia Kilmer/reporter@cassville-democrat.com

Kraft takes ownership of new home earned through Habitat program

Home is where the heart is, and for Shawna Kraft and her family, those words ring especially true now that they have moved into their new home, bringing their dream of home ownership full circle.

Last year, Kraft had applied to be considered for a Habitat for Humanity home, was accepted, and put in about 300 hours of personal sweat equity, to earn and help build the home.

On March 26, Kraft attended a dedication ceremony to officially take ownership of the three-bedroom, two bath home in Cassville.

“It was a simple process and good experience,” Kraft said. “It has taken a lot of stress off [our family]. We like it a lot better than other house [we were living in].”

Unlike a traditional mortgage, Kraft essentially gets the home at cost.

“I pay whatever it cost to build the house,” she said. “So if [for example], the house is $60,000 with materials and labor, that’s what I would pay.”

Any items, materials or volunteer hours donated by Habitat was included.

“The stove and refrigerator were donated by Habitat, so they came free with the house,” Kraft said. “Everything else I pay for.”

Habitat also donated the paint for the home, and the bathtub. One friend did the drywall and got his company to donate materials, and another volunteered their time to help paint the house.

“It all goes into whatever it cost to build the house,” Kraft said. “Things like that go toward my equity hours we had to put in, or anything else like paying the electrician. I had to get insurance for the house to start off, but they include that into the payment with the taxes for the year.”

Kraft got to pick out the colors and lighting for her home at Lowe’s, which she enjoyed, to make it her own.

“It was fun to pick,” she said.

Kraft expressed deep gratitude to all those who volunteered their time or materials to help.

“I met a lot of wonderful people,” she said. “Everyone was wonderful, sweet and helpful. I want to thank Denny Ball, the contractor, and his crew; they were amazing. They held my hand through everything. And David Hermann has been absolutely wonderful.”

After all the hard work, Kraft is finally settling into her home, and said she would highly recommend Habitat to other families who might benefit.

“It’s a really good experience,” she said.

Respond to this story

Posting a comment requires free registration: